old folks

[Mega Twin]

An old lady headed to the bank to make a withdrawal.
She handed her bank card to a bank cashier and said,
"I would like to withdraw $10."
The cashier told her,
"For withdrawals less than $100 please use the ATM."
The old lady wanted to know why …
The cashier returned her bank card and irritably told her,
"These are the rules. Please leave if there is no other matter. There is a line of customers behind you."
The old lady remained silent for a few seconds, then handed the card back to the cashier and said,
"Please help me withdraw all the money I have."
The cashier was astonished when she checked the account balance.
She nodded her head, leaned down and told her,
"You have $500,000 in your account and the bank doesn't have that much cash currently. Could you make an appointment and come back tomorrow?"
The old lady then asked how much she could withdraw immediately.
The cashier told her any amount up to $3,000.
"Well, please let me have $3,000 now", the old lady said.
The cashier then angrily went back to the vault retrieved stacks of $20's and $10's and spent the next ten minutes counting out $3,000.
"Is there anything else I can do for you today?",
the teller asked sternly.
The old lady put $10 in her purse and said
"Yes, I'd like to deposit $2,990 into my account."
The moral of this tale …
Don't be difficult with old people, they spent a lifetime learning the skills

• 
• 

 

[eveled]

I personally saw this happen to a friend of mine. He went into the bank, they were less than helpful. He closed his account. It was around 100k. This was in the 70's.

The bank manager was not happy with the teller.

To be fair he dresses like a homeless person. Fun to go into a car dealership with him too.

 

[Dave P.]

I could see my wife actually doing that if you piss her off.
Two weeks ago she decides to get fresh tires on her car, I pick her out some tires and she calls the local
Belle Tire store has them order in a set and made an appointment for 10AM Saturday morning. Gets there a
few minutes early....11:30 car is still sitting outside waiting so decides to go see what's the issue ( I'm surprised
she waited that long ). Guy told her it was just like being at the doctor's office and you'll just have to wait.
She pointed out to him she wasn't sick or dying and there are plenty of tire stores around, got her keys and
left.

 

[Colonialgirl]

My Dad was looking at his accounts and discovered that his savings Account at a bank that shall remain nameless was showing $1000 too much. He went to the bank and explained to the teller the problem; He got told that the amount was correct and the bank didn't make mistakes. H kept arguing until the bank MANAGER came over, looked the account and told my Dad , "SIR THIS BANK DOES NOT MAKE MISTAKES." My Dad promptly withdrew all the cash EXCEPT for ONE DOLLAR and left. He waited and sure enough a week later got a call asking him to come to the bank as there had been an "error" on his account. He went in, got the same Manager who explained that they had mistakenly added $1000 to his saving account. My DAD looked the guy and sais I'm going to quote you, "SIR THIS BANK DOES NOT MAKE MISTAKES";
He said he thought the manager was going to have a heart attack.
But my DAD being an HONEST CHRISTIAN MAN told them, I'm returning your $1000, but CLOSING all my accounts as I will NOT do business with a bank with morons like YOU running it.

 

[contender]

Funny one for sure.

Good humor is often based in truths.

Sadly,, the stories that have already shown up & the ones to follow prove that customer service is sorely lacking in this country. I know several myself.

 

[WendyZXZ]

I personally saw this happen to a friend of mine. He went into the bank, they were less than helpful. He closed his account. It was around 100k. This was in the 70's.

The bank manager was not happy with the teller.

To be fair he dresses like a homeless person. Fun to go into a car dealership with him too.

That I can believe. The car dealership part reminds me of a story we heard last year attending my husband's 40th HS reunion from a classmate about the classmate's grandfather. Granddad owned a business in town that was one of the bigger and best thought of employers and had his farm out in the country and asked some of the employees he had that he knew were great with livestock if they wanted to make double their day pay helping him out and he provided the beer and BBQ. They got done and the old man decided he wanted to buy two Cadillacs and goes to the dealership to buy them along with one of the workers that had shown up so both could drive them to the house. The first salesman didn't want to have anything to do with these two fellas since both were filthy as can be, so a second salesman took over and the man bought in paid in full cash for both cars.

 

[KS25-06]

Our bank went to a rule of only two electronic transfers per month. Went in to have a little talk with them about it. Ended up getting pissed, and asked for the money in my savings account. Left a small amount for overdraft. The amount was over $20,000.00. They were not going to give it to me. I said "It is my money and I want it now, if I have to go to my pickup, you will not like how I get my money." I got my money, then they told me they had to report it to the government, and I had to have a reason for wanting the money. I said I just gave you a reason and the government can kiss my ass.

 

[bookemdano]

I did something similar about 20 years ago. I found a 67 Harley Dresser
a guy used for Shriner parades. He offered it to me for 6K. I went to the
bank I'd used since I was 15 and asked for 2K personal loan. "sure, no
problem" We set down to do the paperwork and he asked what I was
going to do with the money. Said I was buying a motorcycle. H said we
don't loan money on motorcycles. I said this is a signature personal
loan, not a bike loan. He still refused the loan. I totally cut all ties with
that bank. Had my savings, CD's, Bonds, loans, checking, everything
transferred to another bank. My Family and several close friends
followed suit over the next few days. When the manager asked why,
they all said "you don't loan money on motorcycles". A few days later,
the lan manager was transferred to another bank.
Oh, buy the time I got the cash, the Shriner had changed his mind.
Dano

 

[Mobuck]

My brother in law is(was, he retired) a banker. He can't answer a question w/o considerable studious thought. I mean really, he can't tell you dark from daylight w/o checking 2 sources. A notorious whiner and would cheat ANYONE (even his own dying Mother) out of a nickel if the opportunity arose.

 

[blume357]

Speaking of bankers... good number of years ago I had to do some repair work on a home owned by a banker....both he and his wife worked and so they just let me in the house and went to work. During the initial inspection I had informed him that I would probably have to go in the attic and cut a hole in his chimney. So, I go in the attic and have to move stuff they have stored up there.... one thing in the way was a large size paper grocery bag... when I went to slide it off to the side I could not help but look in it... it was about 2/3rds full of rolls of hundred and fifty dollar bills.......

 

[pogomo]

I could see my wife actually doing that if you piss her off.
Two weeks ago she decides to get fresh tires on her car, I pick her out some tires and she calls the local
Belle Tire store has them order in a set and made an appointment for 10AM Saturday morning. Gets there a
few minutes early....11:30 car is still sitting outside waiting so decides to go see what's the issue ( I'm surprised
she waited that long ). Guy told her it was just like being at the doctor's office and you'll just have to wait.
She pointed out to him she wasn't sick or dying and there are plenty of tire stores around, got her keys and
left.

A little courtesy helps make a sale In my book.

 

[warren5421]

I lived in Illinois where my first wife was from. There was a set of twin brothers that were hog farmers. They had about $7,000,000 in or invested in the local branch, before computers. They went into the bank and told the manager, not a local boy, that they were going to a farm action and would be wrighting a check and not to bounce it if there wasn't enough in the checking. Bank manager didn't tell the young lady that bounces the over drafts. They were mad as two gents could be and not shoot you. They called someone higher up and the young lady lost her job, again two very P.O. gents. They called someone again and informed them that they would be moving their $7,000,000 to another bank. Bank manager told upper management he had told the young lady, he was escorted out and the girl was offered her job back, she told them where to stick the job.

 

[Cholo]

They got done and the old man decided he wanted to buy two Cadillacs and goes to the dealership to buy them along with one of the workers that had shown up so both could drive them to the house. The first salesman didn't want to have anything to do with these two fellas since both were filthy as can be, so a second salesman took over and the man bought in paid in full cash for both cars.

Some more little thread drift...

In '96 I was finding it unsafe to put my 3 kids in the front seat of my PU, though it was legal in GA. I had my eye on a low end Acura. I was talking to the salesman and sales manager when an old beat up PU pulled in and an older man got out dressed like he just came in from a hard day on the farm. He walked into the dealership and asked if they had any NSX's in stock.

The sales manager took a step towards the old farmer and sarcastically said: Do you realize an NSX is an eighty--three--THOUSAND--dollar car??? The old man shot back: Do you think I would come here looking to buy an NSX if I didn't already know it was an eighty--three--THOUSAND--dollar car???...and stormed out. The sales manager chased him down and I saw that man rip him a new one every which way he could, a real dress down if I've ever seen one! Wow!

The manager came back in with his hat in hand and his tail stuck between his legs and said: It looks like I lost that sale. I looked at him and said: You lost 2 sales, and I walked out.

 

[Watertender]

A family friend ran a very successful construction company with a lot of heavy equipment and trucks. He had twin grandsons that he was taking into the business. When they graduated from high school he went to a Chevy dealer and wanted to buy 3 new Work Trucks for himself and the twins. He was dressed in work clothes and a well worn denim frock coat that had been patched and the cuffs sewn where they were frayed. 2 salesmen ignored him until the owner of the dealership saw him standing there. The owner ran out of his office and personally talked to him. A paper lunch bag full of $100 bills was produced from an inside pocket of his frock coat and the 3 trucks were paid for in cash. The salesmen lost the commission on that sale and got a good talking to about judging a book by its cover

 

[jyo]

One of my earliest "adventures" with a bank happened when I was quite young (and poor)---I had learned to paint apartments after tenants moved out at age of 12---yeah I was very young (looked older), but I did a very good job and people hired me because I would take less to do the work, Well, I developed a line of apartment owners who liked my work (and prices), so I stuck with it for several years---paid always in cash. One new client didn't have cash, and I didn't have a bank account to deposit a check in. So I went to the very branch the check was written on and asked to cash it. They informed me that I needed two forms of ID to cash the check! Well, I didn't have two forms of ID yet and was kinda bummed---as I was putting my Drivers license back in my wallet, the bank manager walked up and saw I had an NRA membership card in my wallet and told the clerk: "He's OK, go ahead and cash his check!" Cool!

 

[Ka6otm]

When I moved to my current home, I transferred all my money from another state to a bank in this one. Set up a checking account, savings, and company checking.

3 weeks later I called and asked where my checks were. They said they forgot to send them. Okay, send some more now.

2 weeks after that I called again and asked where my checks were. They said they sent them 2 weeks ago. I said send them again. They said they couldn't as the checks were lost and I would have to come in and open a new checking account to make sure there was no fraudulent use of the lost checks.

So I came in and told them to close all the accounts and give me a cashier's check for the total as I was done with them. They had the manager come over and talk with me, telling me it wasn't their fault. I told him it was their fault and I was done with them.

The cashier's check came to around $250K. That's how much they lost in deposits through their incompetence.

 

[tracker 6]

Wife went the bank to get a personal loan to pay off a land deal. the banker asked her what is this loan for. Wife answered"It's personal'. Banker's face went bright red and she apologized.

 

[Armybrat]

I personally saw this happen to a friend of mine. He went into the bank, they were less than helpful. He closed his account. It was around 100k. This was in the 70's.

The bank manager was not happy with the teller.

To be fair he dresses like a homeless person. Fun to go into a car dealership with him too.

Sounds like my oldest brother who is worth in the upper seven figure range.
He drives a 1997 Saturn sedan and wears jorts in warm weather.

 

[feloniusbob]

One of my earliest "adventures" with a bank happened when I was quite young (and poor)---I had learned to paint apartments after tenants moved out at age of 12---yeah I was very young (looked older), but I did a very good job and people hired me because I would take less to do the work, Well, I developed a line of apartment owners who liked my work (and prices), so I stuck with it for several years---paid always in cash. One new client didn't have cash, and I didn't have a bank account to deposit a check in. So I went to the very branch the check was written on and asked to cash it. They informed me that I needed two forms of ID to cash the check! Well, I didn't have two forms of ID yet and was kinda bummed---as I was putting my Drivers license back in my wallet, the bank manager walked up and saw I had an NRA membership card in my wallet and told the clerk: "He's OK, go ahead and cash his check!" Cool!

how did you get a license at 12yo.?

 

[Ride1949]

Read it again...carefully. (see bold part)

One of my earliest "adventures" with a bank happened when I was quite young (and poor)---I had learned to paint apartments after tenants moved out at age of 12---yeah I was very young (looked older), but I did a very good job and people hired me because I would take less to do the work, Well, I developed a line of apartment owners who liked my work (and prices), so I stuck with it for several years---paid always in cash. One new client didn't have cash, and I didn't have a bank account to deposit a check in. So I went to the very branch the check was written on and asked to cash it. They informed me that I needed two forms of ID to cash the check! Well, I didn't have two forms of ID yet and was kinda bummed---as I was putting my Drivers license back in my wallet, the bank manager walked up and saw I had an NRA membership card in my wallet and told the clerk: "He's OK, go ahead and cash his check!" Cool!